Published: 15 March 2019
At the present stage of development of scientific and technological progress, the digital revolution has affected almost all types of economic activities. Digital technologies covered almost the entire information, financial and significant part of the production and social spheres. Today, digital transformation is based on changes associated with the introduction of information and communication technologies. Dynamic development has transformed the global economy. Global economic growth and competitiveness are closely linked to the digital economy. Digital technologies allow to optimize costs, increase the profitability of existing assets and increase the efficiency of investments. In the near future, the competitiveness of the company will be determined by the level of digitalization. In particular, the financial sector is experiencing increased competition and new entrants to the market, including the emergence of a large number of financial and technology companies and alternative banks.The article analyzes the prospects of digital transformation of the global and Russian financial sectors. The development of the global and Russian market of digital financial technologies is analyzed. Identified areas of the financial market, which are most affected by financial technology.
