ЭВОЛЮЦИЯ ДЕНЕГ И СОВРЕМЕННЫЕ ТЕНДЕНЦИИ ИХ ПРЕОБРАЗОВАНИЙ

Abstract

Digital technologies are an integral part of the life of every modern person. Today, more than ever, the emphasis is on the systematic development of the Russian economy, the socalled digital economy, ensuring its security, where one of the elements of infrastructure development is electronic money. Money as the equivalent of the value of goods and services has undergone an evolutionary transformation, from commodity to electronic. At the beginning of our research, we tried to identify the main factors that affect the change in the types and forms of funds. The article briefly describes the history of money formation, the impact of technology development on forms, digital money, their features, current trends in their development in the Russian Federation and other countries, existing problems and risks. In the future, it is planned to study economic security in the process of using electronic money.